Promotional Financing

No Interest if paid in full within 6 months *

On qualifying purchases of $499 or more made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.

No Interest if paid in full within 12 months*

On qualifying purchases of $499 or more made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. We reserve the right to discontinue or alter the terms of this offer at any time. Subject to credit approval.

No Interest with 18 equal monthly payments**

On qualifying purchases of $1000 or more made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

No Interest with 24 equal monthly payments**

On qualifying purchases of $2000 or more made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

No Interest with 36 equal monthly payments**

On qualifying purchases of $3000 or more made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

 **Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

5.99% APR with fixed monthly payments for 36 months+

On qualifying purchases of $3000 or more made with your Sewing and More credit card. Fixed monthly payments required for 36 months.

+Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged on the promo purchase, including related optional debt cancellations fees, from the purchase date at a reduced 5.99% APR, and fixed monthly payments are requirement until paid in full. These payments are equal to 3.0417% of initial total promo purchase amount, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval

5.99% APR with fixed monthly payments for 48months++

On qualifying purchases of $5000 or more made with your Sewing and More credit card. Fixed monthly payments required for 48 months.

++Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged on the promo purchase, including related optional debt cancellations fees, from the purchase date at a reduced 5.99% APR, and fixed monthly payments are requirement until paid in full. These payments are equal to 2.3480% of initial total promo purchase amount, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

5.99% APR with fixed monthly payments for 60 months^

On qualifying purchases of $7000 or more made with your Sewing and More credit card. Fixed monthly payments required for 60 months.

Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged on the promo purchase, including related optional debt cancellations fees, from the purchase date at a reduced 5.99% APR, and fixed monthly payments are requirement until paid in full. These payments are equal to 1.9328% of initial total promo purchase amount, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval

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