Grace Financing Terms

We offer flexible financing options to make purchasing more accessible. Below are our available financing terms:

6-Month Financing

• Minimum Purchase: $300
• Interest Rate: 0% APR
• Terms: No interest if paid in full within 6 months. Monthly payments required.

12-Month Financing

• Minimum Purchase: $600
• Interest Rate: 0% APR
• Terms: No interest if paid in full within 12 months. Monthly payments required.

18-Month Financing

• Minimum Purchase: $900
• Interest Rate: 0% APR
• Terms: No interest if paid in full within 18 months. Monthly payments required.

24-Month Financing

• Minimum Purchase: $1,200
• Interest Rate: 0% APR
• Terms: No interest if paid in full within 24 months. Monthly payments required.

36-Month Financing

• Minimum Purchase: $1,800
• Interest Rate: 0% APR
• Terms: No interest if paid in full within 36 months. Monthly payments required.

48-Month Financing

• Minimum Purchase: $2,400
• Interest Rate: 3.99% APR
• Terms: Interest accrued annually at 3.99%/year. Monthly payments required.

60-Month Financing

• Minimum Purchase: $3,000
• Interest Rate: 4.99% APR
• Terms: Interest accrued annually at 4.99%/year. Monthly payments required.

Fees & Payment Policies

• Late Payment Fee: A $10 fee will be charged for each late payment.
• Non-Sufficient Funds (NSF) Fee: A $15 fee will be charged for each returned or declined payment.
• Important Notes:
  • Financing is subject to credit approval.
  • Monthly payments must be made on time to avoid penalty charges.
  • If the balance is not paid in full by the end of the promotional period, interest may be applied to the remaining balance.